Purchasing a home in the country is a bit different than buying in the city. When buying a rural home in North Burlington such has Kilbride or areas like Carlisle here are several things you may want to consider:
- Location: Make sure the property is located in an area that you are comfortable with, and that it is accessible to the amenities and services you need.
- Zoning regulations: Make sure the property is zoned for the intended use, whether it's for residential, agricultural, or commercial use.
- Property taxes: Be sure to factor in property taxes when budgeting for the home.
- Services and utilities: Make sure the property has access to the services and utilities you need, such as electricity, water, and internet - especially if you are planning to work from home!
- Environmental hazards: Check for potential hazards such as flooding, erosion, or wildlife that could affect the property and your intended use.
- Building codes: Be sure to understand and comply with building codes and regulations for any future construction of any buildings or structures on the property. Some homes may fall under conservation authority and would have further limitations and restrictions.
- Legal and title issues: Hire a lawyer to review the title and ensure that there are no outstanding legal issues with the property. This is also good practice with any home you are purchasing.
- Financing: Be aware that rural properties may be harder to finance than urban properties, so it may be more difficult to get a mortgage, but there are some lenders that specialize in rural properties.
- Get a property inspection: It's always a good idea to have a professional inspect the property before you buy it, to ensure that there are no hidden issues. This should also include a septic inspection if necessary.
- Research the area and the neighbourhood: including schools, shopping, and recreation, to make sure the location is right for you. You know what they say, Location, location, location!
- research your water source. Most rural homes are not on municipal water. Other means of obtaining water include a dug or drilled well and a cistern. In post cases you and your lender will want a water potability test completed.
Country living has many benefits and lots to offer! Just make sure you do your due diligence first!